Is Physical Therapy Covered by Insurance in Hawaii?
Yes. We take all major insurance — here's the list. We don't take Kaiser. We verify your benefits before your first visit, so no surprise bills.
We bill insurance, just like a clinic. We just make it easier.
You'll know your copay and coinsurance before your first visit.
Verify your benefits →
Let's verify your coverage.
Send your plan details and Nora checks your benefits in real time — copay, coinsurance, and visit limits — before you book.
Insurance, answered plainly
Yes — in most cases. We're in-network with every plan listed above. You'll need a referral from your doctor first; then Nora checks your specific benefits before your first visit.
Most plans require one for virtual PT specifically. If you don't have a referral, we help you get one before your evaluation — it's part of intake, not something you arrange on your own.
Reach out and we'll check — payer contracts change and we're adding more. If we're not in-network, we'll tell you directly — not bill you and hope it works out.
Yes. Nora verifies your copay, coinsurance, and visit limits before you book — a real number, not a surprise bill afterward.